Mortgage basics

Application Checklist Below is a list of documents that are required when you apply for...

Appraisals A closing cost is a payment required to finalize a home loan and is...

Closing Cost A closing cost is a payment required to finalize a home loan and...

Credit Credit history is a recorded file of past and current credit that is utilized...

Foreclosure What is Foreclosure? It’s when a homeowner is unable to make principal and/or interest...

Mortgage Glossary 1003 Uniform Residential Loan Application. A & D LOAN Acquisition and development loan- a loan...

Private Mortgage Insurance (PMI) What is Private Mortgage Insurance (PMI)? On a conventional mortgage, when...

Refinance When I should refinance? It’s generally a good time to refinance when mortgage rates...